We use AI and Bitcoin-backed financing to help employees buy the businesses they work for, turning them into stable, worker-owned co-ops.
We combine deep expertise in AI, blockchain, community finance, and cooperative ownership to turn the small business succession crisis into an opportunity for millions.
Blockchain PhD, AI governance expert, and lifelong cooperative advocate.
Founder of VERSES AI and co-author of the Spatial Web Standard.
Drafted U.S. crypto legislation and built federal partnerships.
Small businesses are the backbone of American life.
But every year, over 1 million small business owners want to retire, but 80% cannot find a buyer.
The obvious buyers are their employees.

We make employee buyouts simple, safe, and affordable.
Mission-aligned crypto investors stake BTC into a secure, multi-signature vault.
Loans are issued to employees, secured by this digital collateral.
The business converts to a Cooperative or ESOP. Owners retire with dignity; workers build wealth.
We envision an America where worker ownership is the norm, not the exception.
AI technology should lift people up—not replace them.

Your contributions accelerate our critical milestones:
The core AI and blockchain system is 90% complete.
Connecting with national credit unions for loan access.
Converting real small businesses into worker-owned cooperatives.
Building tools to teach employees how to transition to ownership.
Every conversion saves jobs. Every worker-owned business builds community wealth.

Bread & Roses