Bread & Roses

Building a Future Where Workers Become Owners

We use AI and Bitcoin-backed financing to help employees buy the businesses they work for, turning them into stable, worker-owned co-ops.

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What is Bread & Roses?

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Who We Are

A Team of Technologists & Cooperative Leaders

We combine deep expertise in AI, blockchain, community finance, and cooperative ownership to turn the small business succession crisis into an opportunity for millions.

Dr. Sarah Grace Manski

CEO

Blockchain PhD, AI governance expert, and lifelong cooperative advocate.

Dan Mapes

CTO

Founder of VERSES AI and co-author of the Spatial Web Standard.

Rafael Mojden

COO

Drafted U.S. crypto legislation and built federal partnerships.


The Problem

The "Silver Tsunami" Crisis

Small businesses are the backbone of American life.

But every year, over 1 million small business owners want to retire, but 80% cannot find a buyer.

  • The Result: Private equity strips assets, jobs are cut, or businesses disappear.
  • The Gap: Workers want to buy these businesses, but traditional banks won't lend to them because they lack collateral.

The obvious buyers are their employees.


The Solution

The First AI-Powered, Bitcoin-Collateralized Financing Engine

We make employee buyouts simple, safe, and affordable.

01

Bitcoin Collateral

Mission-aligned crypto investors stake BTC into a secure, multi-signature vault.

02

Credit Union Integration

Loans are issued to employees, secured by this digital collateral.

03

Worker Ownership

The business converts to a Cooperative or ESOP. Owners retire with dignity; workers build wealth.


Our Vision

Economic Democracy

We envision an America where worker ownership is the norm, not the exception.

  • Where the mechanics cooperatively own the garage.
  • Where farmhands together own the farm.
  • Where the baristas become Café co-owners.

AI technology should lift people up—not replace them.


2025-2026 Roadmap

How Your Support Helps

Your contributions accelerate our critical milestones:

1

Complete the MVP

The core AI and blockchain system is 90% complete.

2

Network Integration

Connecting with national credit unions for loan access.

3

Pilot Launches

Converting real small businesses into worker-owned cooperatives.

4

Education

Building tools to teach employees how to transition to ownership.


Why This Matters

More Than a Tool—A Movement

Every conversion saves jobs. Every worker-owned business builds community wealth.

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